The Dosh App is a Cash Back App which provides cashback when using your credit or debit card via in store purchases, purchases within the Dosh App, as well as via online purchases on your laptop or desktop! When using a Debit Card you must make a credit card transaction, meaning not to use your pin number. Otherwise transactions won't be recognized. The reason it does not work with debit transactions is because Dosh, like many cash back apps, works through the credit card processing company. Debit transactions go straight to the bank instead of a credit card processor. But with Dosh every purchase doesn't need to start within the app to receive credit! Any "Online Offer" listed in the app will receive credit from Dosh once they receive confirmation of the transaction from the credit card processor, and you don't have to start your transaction from within the Dosh App. All of their "Online Offers" are stores where you receive cash back automatically! Receiving cash back can take up to 30 to 45 days before it is available for withdrawal. The reason it COULD take this long is to ensure items are not returned, as this is a typical return period for most retail stores. Your cash back may continue to show as "pending" during this time period.
In addition to online shopping Dosh has Dosh also has a dedicated section to book hotels directly from the app. This is not a feature I've tested out just yet, but some of the deals I've seen are pretty decent. Just scrolling through the app I see average cash back of $30 to $50, at the high end I've seen multiple $80 options available on average, and the highest option was $170 cash back for The Plaza Hotel in New York for a 4 night stay. Combine these deals with your Cash Back Credit Card or Travel Rewards Card, and you can add another level to your rewards stacking.
I'm Cashin Out
Withdrawals have a $25 minimum threshold, and can be made via PayPal, Venmo, or transferred to your bank account. Payments take 3 to 5 business days to credit to your withdrawal account. You can also donate your cash back to Charity!
Get $1 sign up bonus after connecting at least 1 card to the app when using my referral link and code AJM62.
Let us know in the comments what you think about the Dosh App. It's in my Top 7 Cash Back Apps, so if you have not seen that video, be sure to check out my Top 7 Cash Back App Video.
AJ Mobile Money
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