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If you use a car, which most Americans do, then this app is for you! GetUpside provides you with cashback for all of your gas purchases. Every time you get ready to fill up your gas tank, pop open the GetUpside App to check for the Cashback offers near your location. You can view the nearest participating gas stations, the price of gas at these stations, and how much cashback GetUpside will pay YOU per gallon for using a particular gas station. After you first signup you will receive a bonus of 15 cents cashback per gallon when using code FAB72. With the average gas tank taking over 15 gallons to fill, that's about $2.25 back on your first use! Just claim the offer via the app when you're headed to the gas station, and fill up your tank using your credit card during the claim period. After filling up, take a photo of the receipt and upload it in the app, and within a few hours or days receive cashback for your gas purchase! Yes, it's that simple! You do have to use a credit or debit card for your purchases, even though you do not have to link a credit/debit card in the application. Cash and prepaid debit/credit cards are not accepted. If you choose, you can also link your credit card to the application that way you don't have to upload your receipts, but this is not a requirement. For those who like to automate things, this is a great option for you.
After your initial purchase the cashback offer will vary. I've seen as little as 1 cent up to 20 cents as the cashback offer, depending on your area. Larger cities seem to have the better cashback deals since there's more gas station competition. You must purchase your gas, and upload your receipt during the claim period. Claim periods are set for 4 hours. It may be beneficial in some cases, to claim the offer prior to going to the gas station, in case you see an offer that is higher than normal. The amount of cash back provided per gallon will change from day to day, so if you use the same gas station often you may start to recognize a pattern. If you invite a friend to use the GetUpside app, you receive the same 15 cents per gallon bonus every time a friend signs up! In addition to the initial bonus, you also receive 1 cent per gallon for every future gas purchase your friends make! This can add up over time, especially if you have friends who commute a lot or go on road trips often.
I'm Cashin' Out!
There are multiple ways to receive your cash back from GetUpside. My favorite way is to use PayPal. With just a minimum of $1 you can cash out your GetUpside balance to your PayPal Account. It takes 24-48 hours for you to receive in your PayPal balance, or 48+ hours if you are cashing out a large amount. You can also cash out via gift card. There's a large selection of stores and restaurants including: Amazon, iTunes, Dunkin, Google Play, Nike, Starbucks, Target, Walmart, and more! With gift cards you receive a digital gift card, not a physical card. If you want to go old fashion, or you want something physical, you can also have GetUpside send you a check. There are no fees associated with either of these three cash out options, if you cash out above certain thresholds. Via check no fee above $50, minimum $10 to cash out via gift card and only in round numbers (not $10.27). With PayPal there is no fee above $15 cash out, or the fee is waived for lower amounts if you have a referral who is actively using the app.
For all of the cash back apps I use, I like to either cash out at the end of each month, or in $25 increments depending on the available options for the app. I chose $25 just because that is the highest minimum cash out threshold for all of the apps I use, so I don't have to think about which app has a lower threshold, I just use $25 as the mark. Once I've cashed out, I use the cash back to pay down debts faster: current credit card balances, student loans, etc... Or add it to my M1 Finance Investment Pie!
Combine this with cash back from your credit card, and you can get a minimum 3% cash back on every gas purchase based on a cash back credit card giving only 1%. Given current gas prices in my area, and the typical cash back offered, I usually get 2-3% cash back just based on the GetUpside offer. There are many credit card options which provide higher than 1% cash back rewards. The Discover IT card gives 5% back during a specific quarter of the year. The AMEX Blue Cash Preferred gives 3% at any gas station year round, or the Citi Double Cash Card which gives 2% cash back on all purchases. The Costco Visa Credit Card from Citibank, gives 4% cash back at any gas station year round. Do you have to be a Costco Member to buy gas at Costco? Yes, but you don't have to use the Costco Credit Card at Costco gas stations to receive cash back on gas! When using your Costco Credit Card to buy gas, always check to see the price of Costco Gas. Typically Costco Gas in my area is cheaper than the surrounding gas stations, so much so that using GetUpside to receive cash back is not worth it unless I recently had a referral. But when I'm on the road, there's not always a Costco nearby. Be sure to use the option which gives you the best net value.
So the next time you're looking for the "gas station near me", make sure you open the GetUpside App, claim an offer, and start earning Cash Back for every gallon you purchase! Remember, when using my referral code FAB72 you receive a 15 cent per gallon signup bonus! Maximize your bonus by filling up once you are near empty! If you get stranded trying to empty out your tank however, don't call me!
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